Wisconsin Public Employees’ Health Plan Second Best in the
Nation
MacIver Institute – Matt Crumb
– 8/15/2014
Open the link – scroll to
the first gray box – Wisconsin
is listed last, but pays the most.
State contributions to Wisconsin employee health plans exceeded the national average for the ratio of employer to employee payments in 2013. WISCONSIN TAXPAYERS PAY 87 PERCENT AND 13 PERCENT COMES FROM STATE EMPLOYEES. Nationally, states pay on average 84 percent towards health care coverage and workers pay 16 percent of the overall cost, which means WISCONSIN TAXPAYERS ARE STILL PICKING UP MORE OF THE TAB ON AVERAGE THAN OTHER STATES.
Wisconsin state employees also enjoy very generous health
plans compared to other states, and Act 10 has done little to change that. The
Pew report shows Wisconsin's
"actuarial value" for state health benefits to be 97 percent, tied
for second highest in the nation. The actuarial value measures a health plan's
"richness" by calculating the percent of costs that are covered by
the plan for an average employee, based on "the required deductibles,
copayments, and coinsurance." An actuarial value of 85 would require the
employee to cover 15 percent of health care costs.
ON AVERAGE, WISCONSIN
GOVERNMENT PAYS A MONTHLY PREMIUM OF $1,331 FOR EACH EMPLOYEE AND THEIR
DEPENDENTS. That is the
third-highest average monthly premium in the nation and 32 percent higher that
the national average of $963.
WISCONSIN STATE
GOVERNMENT SPENDS OVER $1.1 BILLION PER YEAR ON HEALTH CARE FOR GOVERNMENT
EMPLOYEES
Wisconsin taxpayers pick up more of the cost for that health
care coverage than the national average.
Full Report – 52-page PDF
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